{"id":1361,"date":"2022-10-21T16:01:53","date_gmt":"2022-10-21T16:01:53","guid":{"rendered":"https:\/\/hegarty.ie\/?page_id=1361"},"modified":"2023-07-04T15:44:52","modified_gmt":"2023-07-04T15:44:52","slug":"privacy","status":"publish","type":"page","link":"https:\/\/hegarty.ie\/privacy\/","title":{"rendered":"privacy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1361\" class=\"elementor elementor-1361\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4374c48 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4374c48\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-875fd9b\" data-id=\"875fd9b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b20b84 elementor-widget elementor-widget-spacer\" data-id=\"4b20b84\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b00a31 elementor-widget elementor-widget-spacer\" data-id=\"9b00a31\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d25f034 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d25f034\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-b433f92\" data-id=\"b433f92\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-2eaead5\" data-id=\"2eaead5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cc404bd elementor-widget elementor-widget-text-editor\" data-id=\"cc404bd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><strong>\u00a0<\/strong><\/p><p><strong>Privacy Notice <\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p>Hegarty Financial Management is committed to protecting and respecting your privacy. We wish to be transparent on how we process your data and show you that we are accountable with the GDPR in relation to not only processing your data but ensuring you understand your rights.<\/p><p>For the purposes of the GDPR the data controller is Hegarty Financial Management. Our contact details are 47 Mount Pleasant Avenue Lower, Rathmines, Dublin, D06 W5A0, 01 4972544, <a href=\"mailto:info@hegarty.ie\">info@hegarty.ie<\/a><\/p><p>When we refer to, we\/us, we mean Hegarty Financial Management<\/p><p>Please read this Privacy Notice carefully as this sets out the basis on which any personal data, we collect from you, or that you provide to us, will be processed by us.<\/p><p><strong>Who are we?<\/strong><\/p><p><em>\u00a0<\/em><\/p><p>Hegarty Financial Management can be contacted directly here:<\/p><ul><li>Name Hegarty Financial Management<\/li><li>Email address Info@hegarty.ie<\/li><li>Phone number 01 4972544<\/li><\/ul><p><strong>\u00a0<\/strong><\/p><p><strong>How do we collect your information and what information do we collect?<\/strong><\/p><p><strong>Our organisation collects personal data in the following ways if you:<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><ul><li>request a service from us<em>; Financial Review <\/em><\/li><li>register with or use any of our websites or online applications<em>; processing mortgage applications<\/em><\/li><li>use our website\/apps and it installs cookies or other tracking technologies onto your device. \u2013<\/li><li>engage with us on social media;<em> LinkedIn, Twitter, Facebook, Instagram <\/em><\/li><li>contact us with a complaint or query;<\/li><\/ul><p><strong>\u00a0<\/strong><\/p><p><strong>What information do we collect?<\/strong><\/p><p>The information we collect about you includes the following:<\/p><p><strong>\u00a0<\/strong><\/p><table><tbody><tr><td width=\"57\"><p>1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Contact and Identifying information,<\/strong> e.g., name, address, contact details; email, mobile, landline<\/p><\/td><\/tr><tr><td width=\"57\"><p>2.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Unique identifiers e.g. <\/strong><\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 PPS number \u2013 the reason why we collect your PPS number is -processing applications<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 pension scheme reference number- the reason why we collect this is<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0insurance policy numbers, the reason why we collect this is<\/p><\/td><\/tr><tr><td width=\"57\"><p>3.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Demographic details<\/strong>, age, gender<em>, <\/em>marital status, lifestyle, and insurance requirements; date of birth, dependents, photo ID, as well as collecting personal information about you, we may also use personal information about other people, for example family members you wish to insure on a policy. E.g., your children\/spouse<\/p><\/td><\/tr><tr><td width=\"57\"><p>4.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Family and Beneficiary Data, e.g<\/strong>., dependants, next of kin or nominated beneficiaries, Power of Attorney, Enduring Power of Attorney. Details of Solicitor\/Tax Advisor\/Accountant.<\/p><\/td><\/tr><tr><td width=\"57\"><p>5.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong><em>Employment information<\/em><\/strong><em>\u00a0<\/em>e.g., role, employment status (such as full\/part time, contract), salary information, employment benefits, and employment history;<\/p><p>This information is necessary for our Fact Find with our clients.<\/p><\/td><\/tr><tr><td width=\"57\"><p>6.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Publicly available sources<\/strong>: e.g., Information about you in the public domain such as Director information from the Companies Registration Office.<\/p><\/td><\/tr><tr><td width=\"57\"><p>7.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Health information<\/strong> such as information about your health status, medical records and medical assessment outcomes; We collect medical information relating to personal habits (e.g., smoking and consumption of alcohol), and medical history. We may also process certain special categories of information, for example, information about your personal characteristics (biometric information) or disability information.<em> For processing certain applications <\/em><\/p><\/td><\/tr><tr><td width=\"57\"><p>8.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Pensions and Insurance Benefits information<\/strong>\u00a0such as current benefits, pension entitlement information, date of retirement and any relevant matters impacting your benefits such as voluntary contributions, PAO.<\/p><\/td><\/tr><tr><td width=\"57\"><p>9.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Financial details<\/strong>\u00a0e.g., bank account details, details of your credit history and bankruptcy status, salary, tax code, third-party deductions, bonus payments, benefits and entitlement data, national insurance contributions details.<\/p><\/td><\/tr><tr><td width=\"57\"><p>10.\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Claims Data<\/strong> (From you and any relevant third parties).<\/p><\/td><\/tr><tr><td width=\"57\"><p>11.\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Marketing preferences<\/strong>: we will only send you direct marketing if you explicitly consent.\u00a0<\/p><\/td><\/tr><tr><td width=\"57\"><p>12.\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Online information<\/strong>:\u00a0e.g., information about your visits to our websites<\/p><\/td><\/tr><tr><td width=\"57\"><p>13.\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Social media information<\/strong> (e.g., likes and posts) with our social media presence; this includes, LinkedIn, Twitter, Facebook and Instagram<\/p><\/td><\/tr><tr><td width=\"57\"><p>14.\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Criminal records information<\/strong>\u00a0e.g., the existence of or alleged criminal offences, or confirmation of clean criminal records for motor products.<\/p><\/td><\/tr><tr><td width=\"57\"><p>15.\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td><p><strong>Searches<\/strong> that we undertake in relation to sanctions, money laundering and credit checks.<em> \u00a0PEP &amp; AML Sanctions <\/em><\/p><\/td><\/tr><\/tbody><\/table><p><strong>\u00a0<\/strong><\/p><p>When our organisation collects sensitive personal data as defined within the GDPR we will ensure that we require this information, and we have your explicit consent and\/or authorisation prior to our collection. Please see the further information contained in this Privacy Notice that outlines special categories of personal data.<\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Information we automatically collect.<\/strong><\/p><p>We sometimes automatically collect certain types of information when you visit our websites and through e-mails when we communicate with you. Automated technologies may include the use of web server logs to collect IP addresses, &#8220;cookies&#8221; and web beacons. Other cookies such as functional cookies, marketing cookies and analytical cookies will only be used with your expressed consent.\u00a0 Further information about our use of cookies can be found in our\u00a0<a href=\"https:\/\/www.aon.com\/about-aon\/cookies.jsp\">Cookie Notice<\/a>\u00a0 at the footer of our web page.<\/p><p><strong>How do we use your personal data?<\/strong><\/p><p>Your Personal Data will be used to enable us to fulfil our contractual obligations in relation to your request for insurance, investment, protection, pension products, independent financial advice, quotes.<\/p><table width=\"643\"><tbody><tr><td width=\"38\"><p>1.<\/p><\/td><td width=\"605\"><p><strong>Performing services for our clients and prospective clients<\/strong> \u2013 when you require insurance\/investment products, we use your data to enable us to provide the required product<\/p><\/td><\/tr><tr><td width=\"38\"><p>2.<\/p><\/td><td width=\"605\"><p><strong>Statutory and other regulatory requirements <\/strong>\u2013 we are required to carry out various obligations which include:<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 AML\/Sanction checking<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Knowing your customer \u201cFact Find\u201d<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Adherence to the Consumer Protection Code<\/p><p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 PEP<\/p><\/td><\/tr><tr><td width=\"38\"><p>3.<\/p><\/td><td width=\"605\"><p><strong>Communicate and marketing to you \u2013 <\/strong>Through letters, email, telephone calls and social media<\/p><\/td><\/tr><tr><td width=\"38\">\u00a0<\/td><td width=\"605\"><p><strong><em>\u00a0<\/em><\/strong><\/p><\/td><\/tr><tr><td width=\"38\"><p>4.<\/p><\/td><td width=\"605\"><p><strong>To contact you if required or to respond to any communications that you might send to us.<\/strong><\/p><\/td><\/tr><tr><td width=\"38\"><p>5.<\/p><\/td><td width=\"605\"><p><strong>Carry out our obligations arising from any contracts entered between you and us and to provide you with the information, products and services that you request.<\/strong><\/p><\/td><\/tr><tr><td width=\"38\"><p>6.<\/p><\/td><td width=\"605\"><p><strong>Provide professional services.<\/strong><strong><em> \u00a0<\/em><\/strong>Financial services<em> \u00a0<\/em><\/p><\/td><\/tr><tr><td width=\"38\"><p>7.<\/p><\/td><td width=\"605\"><p><strong>Handling complaints<\/strong> refer to the complaint procedure<\/p><\/td><\/tr><tr><td width=\"38\"><p>8.<\/p><\/td><td width=\"605\"><p><strong>To notify you about changes to our service<\/strong><\/p><\/td><\/tr><\/tbody><\/table><table width=\"643\"><tbody><tr><td width=\"643\"><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Legal Basis <\/strong><\/p><p>We need to ensure that we process your personal data lawfully. We rely on the following legal grounds to collect and use your personal data<\/p><p><em>\u00a0<\/em><\/p><table><tbody><tr><td width=\"123\"><p><strong>Performance of a contract<\/strong><\/p><\/td><td width=\"519\"><p>When we enter a contract with you, we will collect and use your personal data to enable us to fulfil that service.<\/p><\/td><\/tr><tr><td width=\"123\"><p><strong>Legal obligation<\/strong><\/p><\/td><td width=\"519\"><p>The use of some of your personal data is necessary for us to meet our legal obligations e.g., pension contributions for Revenue Certificates, Regulatory purposes to the Central Bank.<\/p><\/td><\/tr><tr><td width=\"123\"><p><strong>Consent<\/strong><\/p><\/td><td width=\"519\"><p>Sometimes we may rely on consent as a legal basis for processing your information. For example, we rely on consent to collect and use personal data for any criminal convictions or alleged offences.\u00a0 This is used when we need to assess risk relating to an insurance policy for you. We share this information with other third parties where it is necessary to manage these services provided to you \u2013 these services include insurance underwriters, reinsurers and other insurance providers.<\/p><p>We may also rely on your consent to send direct marketing to you. We will ensure that we present this to you concisely.\u00a0 We will also ensure that we use clear and plain language and if you give us your consent you can withdraw this easily at any time.<\/p><p>Sometimes if you refuse to provide information that we reasonably require to provide the services, we may be unable to offer you the services and\/or we may terminate the services provided with immediate effect.<\/p><p><em>\u00a0<\/em><\/p><\/td><\/tr><tr><td width=\"123\"><p><strong>Legitimate interests<\/strong><\/p><\/td><td width=\"519\"><p>Where we rely on this legal basis to collect and use your personal information, we shall take appropriate steps to ensure the processing does not infringe on the rights and freedoms conferred to you under the applicable data privacy laws.<\/p><\/td><\/tr><tr><td width=\"123\"><p><strong>Vital interest<\/strong><\/p><\/td><td width=\"519\"><p>Processing data and using vital interests are intended to cover only interests that are essential for someone\u2019s life. So, this lawful basis is very limited in its scope, and generally only applies to matters of life and death.<\/p><\/td><\/tr><tr><td width=\"123\">\u00a0<\/td><td width=\"519\">\u00a0<\/td><\/tr><\/tbody><\/table><\/td><\/tr><\/tbody><\/table><p>If you require further information on any of the above basis for processing your data, we can provide you with further details.<\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>How we share your data <\/strong>\u00a0\u00a0<\/p><p>When required, we may make your information available to third parties with whom we have a relationship, where that third party is providing services on our behalf. We will only provide those third parties (data processors) with information that is necessary for them to perform the services.\u00a0 We will take measures to protect your information, such as putting in place Standard Contractual Clauses and confidentiality agreements.<\/p><p><em>\u00a0<\/em><\/p><table><tbody><tr><td width=\"56\"><p>1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td width=\"567\"><p><strong>Insurance Partners<\/strong> where we need to manage the services provided to you such as Product Providers and insurance underwriters, reinsurers, and loss adjusters. You can refer to their privacy statements on their website for more information about their privacy practices.\u00a0<\/p><\/td><\/tr><tr><td width=\"56\"><p>2.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td width=\"567\"><p><strong>Vetting and risk management agencies<\/strong>\u00a0such as credit reference, criminal record, fraud prevention, data validation and other professional advisory agencies, where necessary to prevent and detect fraud in the insurance industry and take steps to assess the risk in relation to prospective or existing insurance policies and\/or the services.<\/p><\/td><\/tr><tr><td width=\"56\"><p>3.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td width=\"567\"><p><strong>Legal advisers, loss adjusters, and claims investigators<\/strong>,\u00a0where necessary to investigate, exercise or defend legal claims, insurance claims or other claims of a similar nature;<\/p><\/td><\/tr><tr><td width=\"56\"><p>4.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td width=\"567\"><p><strong>Medical professionals<\/strong>,\u00a0e.g., where you provide health information in connection with a claim against your insurance policy; or when we are providing a quote for insurance.<\/p><\/td><\/tr><tr><td width=\"56\"><p>5.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td width=\"567\"><p><strong>EU Law enforcement bodies,\u00a0<\/strong>when required to do so by law and\/or regulation, or another legal request. \u00a0<\/p><\/td><\/tr><tr><td width=\"56\"><p>6.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td width=\"567\"><p><strong>Public authorities, regulators and government bodies,\u00a0<\/strong>where necessary for us to comply with our legal and regulatory obligations, or in connection with an investigation of suspected or actual illegal activity;<\/p><\/td><\/tr><tr><td width=\"56\"><p>7.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td width=\"567\"><p><strong>Third-party processors: <\/strong>We outsource our processing operations to suppliers that process personal information on our behalf. Examples include IT service providers who manage our IT and back-office systems and telecommunications networks, and accounting and payroll providers, CRM providers.<\/p><p>These processing operations remain under our control and we have data processing agreements in place with all our third party processors to ensure all processing is carried out in accordance with our security standards and the GDPR.<\/p><p><em>. <\/em><\/p><\/td><\/tr><tr><td width=\"56\"><p>8.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td width=\"567\"><p><strong>Internal and external auditors\u00a0<\/strong>where necessary for the conduct of company audits or to investigate a complaint or security threat.<\/p><\/td><\/tr><tr><td width=\"56\"><p>9.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0<\/p><\/td><td width=\"567\"><p>On the sale or reorganisation of our business whether by asset or share disposal or other transaction relating to our business.<\/p><\/td><\/tr><\/tbody><\/table><p><em>\u00a0<\/em><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Retention<\/strong><\/p><p>Hegarty Financial Management shall not keep personal data in a form that permits the identification of data subjects for a longer period than is necessary.<\/p><p><em>\u00a0<\/em><\/p><p>Hegarty Financial Management may store data for longer periods if the personal data will be processed solely for archiving purposes in the public interest, scientific or historical research purposes or statistical purposes, subject to the implementation of appropriate technical and organisational measures to safeguard the rights and freedoms of the data subject.<\/p><p>The retention period for each category of personal data will be set out in our <a href=\"https:\/\/ibass-my.sharepoint.com\/personal\/linda_brokersireland_ie\/Documents\/Personal%20Data\/Guidance%20and%20Support%20Docs\/Data%20Protection%20Retention-schedule%20V2.xls\">Retention Schedule<\/a> along with the criteria used to determine this period, including any statutory obligations we have. Should you require further information we would be happy to provide it<em>. <\/em><\/p><p>Personal data will be disposed of securely.<\/p><p><em>\u00a0<\/em><\/p><p><em>\u00a0<\/em><\/p><p><strong>Data Subjects Rights:<\/strong><\/p><p>Hegarty Financial Management will facilitate your rights in line with our data protection policy and the Subject Access Request procedure. This is available on request. \u2013<\/p><ul><li><strong>Right of access<\/strong> \u2013 you have the right to request a copy of the information that we hold about you.<\/li><li><strong>Right of rectification<\/strong> \u2013 you have a right to correct data that we hold about you that is inaccurate or incomplete.<\/li><li><strong>Right to be forgotten<\/strong> \u2013 in certain circumstances, you can ask for the data we hold about you to be erased from our records. (The erasure of such data will be dependent on our other legal obligations, and whether the data is subject to legal privilege).<\/li><li><strong>Right to restriction of processing<\/strong> \u2013 where certain conditions apply to have a right to restrict the processing.<\/li><li><strong>Right of portability<\/strong> \u2013 you have the right to have the data we hold about you transferred to another organisation.<\/li><li><strong>Right to object<\/strong> \u2013 you have the right to object to certain types of processing such as direct marketing.<\/li><li><strong>Right to object to automated processing, including profiling.<\/strong><\/li><li><strong>Right to make a complaint:<\/strong> if we refuse your request under rights of access, we will provide you with a reason as to why.<\/li><\/ul><p>All the above requests will be forwarded on, should there be a third party involved, as we have indicated in the processing of your personal data.<\/p><p><strong>Complaints<\/strong><\/p><p>If you wish to make a complaint about how your personal data is being processed by Hegarty Financial Management or how your complaint has been handled, you have the right to lodge a complaint with<\/p><p>Hegarty Financial Management.<\/p><p><strong>Failure to provide further information. <\/strong><\/p><p>If we are collecting your data for a contract and you cannot provide this data, the consequences of this could mean the contract cannot be completed or details are incorrect.<\/p><p>When you fail to provide us with information, we require to fulfil our obligations to you, we may be unable to offer our services to you.<\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Special Categories of personal data<\/strong><\/p><p>Special categories of data are sensitive in relation to your fundamental rights and freedoms and therefore require specific protection when processed as these could create significant risks to the rights and freedoms of individuals.<\/p><p><strong>\u00a0<\/strong><\/p><p>If we collect any special categories of personal data, such as health data, we will either obtain your explicit consent or we will adhere to the Data Protection Act 2018. This Act allows us to process special categories of personal data for insurance and pension purposes. We will ensure we have suitable and specific measures in place to safeguard the rights and freedoms of you and the processing of your data. These measures relate to the below:<\/p><ul><li>a policy of insurance or life assurance,<\/li><li>occupational pension, a retirement annuity contract or any other pension arrangement<\/li><li>the mortgaging of a property<\/li><\/ul><p><strong>Contact Us<\/strong><\/p><p>Your privacy is important to us. If you have any comments or questions regarding this statement, please contact us on 01 4972544 or email <a href=\"mailto:Info@hegarty.ie\">Info@hegarty.ie<\/a><\/p><p><strong>Privacy notice\/ statement changes<\/strong><\/p><p>When we update this Privacy Notice\/Statement, we will post a revised version online. Changes will be effective from the point at which they are posted. We would encourage you to review our Privacy Notice so that you are aware of updates.<\/p><p><em>This privacy policy was last reviewed in May 2023. <\/em><\/p><p><em>\u00a0<\/em><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-d3d31d2\" data-id=\"d3d31d2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u00a0 Privacy Notice \u00a0 Hegarty Financial Management is committed to protecting and respecting your privacy. We wish to be transparent on how we process your data and show you that we are accountable with the GDPR in relation to not only processing your data but ensuring you understand your rights. For the purposes of the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/pages\/1361"}],"collection":[{"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/comments?post=1361"}],"version-history":[{"count":9,"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/pages\/1361\/revisions"}],"predecessor-version":[{"id":2228,"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/pages\/1361\/revisions\/2228"}],"wp:attachment":[{"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/media?parent=1361"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}