{"id":2241,"date":"2023-09-04T13:44:37","date_gmt":"2023-09-04T13:44:37","guid":{"rendered":"https:\/\/hegarty.ie\/?p=2241"},"modified":"2023-09-04T13:44:37","modified_gmt":"2023-09-04T13:44:37","slug":"september-market-update-2023","status":"publish","type":"post","link":"https:\/\/hegarty.ie\/2023\/09\/04\/september-market-update-2023\/","title":{"rendered":"September Market Update 2023"},"content":{"rendered":"

\"\"<\/p>\n

In this month\u2019s issue we discuss the essential requirements needed to apply for a mortgage<\/p>\n

Mortgages<\/strong><\/p>\n

Our award winning mortgage team have guided both new mortgage and switching clients through the steps necessary to secure a mortgage best suited to their needs.<\/p>\n

As lending criteria can vary from one lending institution to another it is vital to have the benefit of best advice to ensure that you achieve the most appropriate mortgage loan offer at the most competitive rates available.<\/p>\n

Mortgage Application Requirements:<\/p>\n

All necessary documents\u00a0should be gathered in plenty of time prior to applying for your mortgage, for example the following documentation is required:<\/p>\n

1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Proof of Identity \u2013 copy of your passports or driver\u2019s license.<\/p>\n

2.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Last 3 months payslips.<\/p>\n

3.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Salary Certificate.<\/p>\n

4.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Employment detail summary for 2022 which replaces the P60. This is available for all employees to print off from their Revenue Online Services (ROS).<\/p>\n

5.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Last 6 months bank statements for your personal accounts & savings accounts.<\/p>\n

6.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Last 6 months credit card statements if applicable.<\/p>\n

7.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Last 6 months Revolut or Credit Union statements if applicable.<\/p>\n

8.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Any other information you feel will enhance the application<\/p>\n

Should you wish to apply for a new mortgage or switch your mortgage to a different lender in order to avail of more competitive mortgage rates please do not hesitate to contact us.<\/p>\n

Email\u00a0jane@hegarty.ie<\/a>,\u00a0ross@hegarty.ie<\/a>\u00a0&\u00a0chloe@hegarty.ie\u00a0or call us on\u00a001 4972544\u00a0to arrange a meeting.<\/p>\n

\"\"<\/p>\n

Financial Review<\/strong><\/p>\n

As we approach the final quarter, should you wish to review your financial circumstances please do not hesitate to contact us by email\u00a0info@hegarty.ie\u00a0to arrange a financial review.<\/p>\n

Hegarty Financial Management 40 years caring for our clients financial wellbeing.
\nThe highest compliment you can pay us is the introduction of new clients. If you know someone who would benefit from our service, we would very much appreciate your recommendation.<\/p>\n","protected":false},"excerpt":{"rendered":"

In this month\u2019s issue we discuss the essential requirements needed to apply for a mortgage Mortgages Our award winning mortgage team have guided both new mortgage and switching clients through the steps necessary to secure a mortgage best suited to their needs. As lending criteria can vary from one lending institution to another it is […]<\/p>\n","protected":false},"author":2,"featured_media":2243,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,16,12,15,13],"tags":[],"_links":{"self":[{"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/posts\/2241"}],"collection":[{"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/comments?post=2241"}],"version-history":[{"count":1,"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/posts\/2241\/revisions"}],"predecessor-version":[{"id":2244,"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/posts\/2241\/revisions\/2244"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/media\/2243"}],"wp:attachment":[{"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/media?parent=2241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/categories?post=2241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hegarty.ie\/wp-json\/wp\/v2\/tags?post=2241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}