We are living longer and living more active lives in retirement. This is a fact.
Pensions don’t need to be complicated – A pension is simply a long-term savings plan where you save regular amounts or lump sums to build up a nest egg for your retirement.
Like any savings plan the earlier you start a pension the longer time it has to grow. The longer you leave funding for a pension, the more money you will need to put in to ensure a comfortable retirement.
We can work with you to identify your pension needs, review your options and then help you choose a pension that fits your circumstances and your retirement expectations. Then, as you approach retirement we can show you how to maximise the potential of your pension so that you enjoy your retirement to the full.
As you reach retirement the pensions available to you will vary depending on your employment status and your retirement expectations.
When providing advice, we consider the adverse impact of investment decisions on sustainability. As part of our research and assessment of products, we will examine the Product Providers literature to compare financial products and to make informed investment decisions about ESG products. We will at all times act in the client’s best interests and keep clients informed accordingly. The consideration of sustainability risks can impact on the returns of financial products.
For further information on pensions please contact us at (01) 4972544 or by email at email@example.com
If you have more than 2 years service with a previous employer then this article should be of interest to you; Trace my Pensions Service