Savings and Investments

Are you ready to invest?

First, take a look at your current financial situation to make sure that you’re ready to get started investing.

  • Do you have any debt that you need to pay off first?
  • Is there a specific time that you expect to need the money back?
  • Do you have enough saved to cover 3-6 months of normal living costs?


Our investment team will review your current financial situation when you complete both our financial fact find and risk assessment questionnaire. Once these are completed, we can review your current financial situation and recommend investment products that are available for investment in line with your risk profile.

Before you consider investing it is important to understand the following fundamentals

  • Understand what investing means
  • What investment options are available to you
  • Define your investment goals
  • Calculate how much you can save and invest
  • Understand your attitude to risk
  • Risk ratings and investment funds
  • Choosing an investment fund

It is imperative that you understand your attitude to investing and your risk profile. It’s said that an investor can never truly understand their tolerance for risk until they’ve weathered a market downturn. It’s certainly something every investor should consider as stock market swings are an inevitable and normal part of investing. 

You should always know the risk involved in investing before you begin. You can lose some or all of your money. Keep in mind that past results are no guarantee of future results. Markets can go up and down, and there’s always the possibility of getting back less than you put in.


It is our belief that one should have a spread of investments in various asset classes whilst maintaining your personal attitude to risk. This is an area that is sometimes overlooked and it is important to realise that 90% of investment performance is derived from Asset Allocation and it is therefore imperative to choose the right mix of funds over any given period taking into consideration your circumstances.

Sustainability Factors

When providing advice, we consider the adverse impact of investment decisions on sustainability. As part of our research and assessment of products, we will examine the Product Providers literature to compare financial products and to make informed investment decisions about ESG (Environmental, Social and Governance) products. We will at all times act in the client’s best interests and keep clients informed accordingly. The consideration of sustainability risks can impact on the returns of financial products.

Risk Assessment

Given the importance of your attitude to risk, we have provided you with our Risk Assessment Questionnaire, should you wish to avail of this service please download, complete and return to us or alternatively please do not hesitate to contact us. We can then provide you with a personal report and results .



Many people put their money on deposit for a short term but leave it long term.

Consequently, many Bank customers are not availing of better interest rates because they are not aware of what is available.
As deposit rates are constantly changing please be sure to check your bank statement and contact us to discuss the current deposit rates on the market.

We will advise you of the most competitive deposit rates that are available on the market.

Should you wish to discuss your deposit options please contact us at (01) 4972544.

Please do not hesitate to contact us should you wish to discuss the above requirements in more detail or for further information.
We can be contacted by phone at (01) 4972544 or email